From 2014 to 2016, Phil contributed articles to Money on topics that affect retirement finances and investment decisions. Over time, expect links to older pieces to be deactivated. Like food products, some of these older stories have not aged well! Look first for more recent posts on topics you find relevant.


Act Now to Cut Drug Costs During Medicare Open Enrollment
Why Your 2017 Medicare Premiums Could Jump 20%
5 Medicare Tips for New Retirees
Can a 65-Year-Old Business Owner Hold Off on Medicare?
Can I Claim a Social Security Survivor Benefit After 20 Years?
Social Security Sign-Up Can Bring an Unpleasant Surprise
Why Is My Spousal Social Security So Small?
How Would Social Security Fare Under Trump or Clinton?
4 Ways to Ease the Search for Assisted Living
Can I Share My Husband’s Social Security Benefit If He Leaves Me?
Why Americans Are Living Longer and Better
A Medicare Cost-Cutting Experiment That Could Hurt Your Health
4 Steps for Maxing Out Social Security Survivor Benefits
The Hidden Risks of Those Popular Medicare Advantage Plans
Here’s How to Help More Americans Boost Their Social Security Benefits
How to Protect Against the Rising Risk of Financial Abuse in Retirement
Why the Presidential Candidates Aren’t Talking About Retirement Issues
Why Social Security Is A Women’s Issue
How to Max Out Your Social Security Benefits Under the New Rules
5 Reasons the Retirement Crisis Is Getting Worse for Average Americans
How to Navigate Social Security Survivor Benefits
The Coming Battle for Retirement Security
Social Security Finally Explains Its New Claiming Rules
Even Experts Don’t Understand the New Social Security Rules
Grab This Social Security Benefit While You Still Can
More Evidence That, Yes, the Retirement Crisis Is Real
The Hidden Risk of Claiming Social Security Lump-Sum Benefits
Nab This Social Security Filing Trick Before It Disappears
How Couples Can Get the Most Out of Social Security Now


How to Grab a Key Social Security Benefit Before It Disappears
When Does It Pay to Wait for Social Security?
How Couples Can Maximize Social Security Income Under the New Law
Why Obamacare May End Up Raising Medicare Costs
5 Things to Know About the New Social Security Claiming Rules
This Is a Huge Mistake People Make When They Sign Up for Medicare
Can I Avoid the 50% Medicare Premium Hike Next Year?
Why Medicare Premiums Are Rising and Social Security Benefits Aren’t
Seniors Won’t Get a Social Security Benefit Raise in 2016
How and Why to “File and Suspend” Social Security
This Is Social Security’s Magic Number
Why You Can’t Trust the Advice You Get from Social Security
Boomers Take a Lot Out of Social Security and Medicare, but Millennials Will Use Them Even More
4 Key Rules for Claiming Social Security’s Spousal Benefits
How to Shop for Medicare Drug Coverage
How Social Security Spousal Benefits Can Boost Your Tax Bill
How to Time Medicare and Social Security Claims for 2016
Why Medicare Premiums May Jump 50%
How Medicare’s New Rules May Improve Eldercare Benefits
Why Kids Can Be Social Security Game Changers
What You Can Expect from Medicare on Its 50th Anniversary
Here’s What You Can Really Expect from Social Security
Here’s What to Do When You’re Ready to Sign Up for Medicare
How to Time Your Medicare Enrollment
How to Avoid Losing Out on Medicare If You’re Still Working at 65
This Is the Biggest Mistake People Make When Signing Up for Medicare
How to Find the Best Hospitals
This Is the Maximum Benefit You Can Get from Social Security
Same-Sex Marriage Rights Can Boost Social Security Benefits By Up to $250,000
Why Social Security’s Advice Is Often Wrong
How to Profit From a Spouse’s Social Security Benefits—Even After Divorce
Why Too Many Health Insurance Choices Are Costing You Money
How to Choose the Social Security Claiming Age That’s Right for You
How the Social Security Earnings Test Could Wipe Out Your Income
How to Make Sure Medicare Really Covers Your Hospital Stay
Why It Pays to Delay Social Security Benefits
The Pitfalls of Claiming Social Security in a Common-Law Marriage
Why the Medicare “Doc Fix” Bill Isn’t a Fix for the Rest of Us
How to Max Out Social Security Benefits for Your Family
The Smart Way to Choose a Retirement Community
Why the Bill to Fix Medicare Keeps Soaring
The 3 Secrets to Maxing out Social Security Spousal Benefits
The New Rules for Making Your Money Last in Retirement
The Taxing Problem With Working Longer
Boomers’ Homes Are Once Again Their Castles
How to Max Out Your Social Security Checks
The Retirement Investing Mistake You Don’t Know You’re Making
The Rising Toll of Inequality on Social Security
Why Long-term Care Insurance May Be a Better Deal Than You Think
Why You Should Celebrate Social Security’s 75th Anniversary
Here’s What You’re Really Going to Spend on Health Care in Retirement
The Best Way to Claim Social Security After Losing a Spouse
What You Need to Know About Social Security Survivor Benefits
How to Use Social Security’s ‘File and Suspend’ Option
How Couples Can Boost Their Social Security Income
How Younger Spouses Can Get the Most from Social Security
Here’s a Smart Strategy for Reducing Social Security Taxes


How to Max Out Social Security Spousal Benefits
The Right Way to Claim Social Security Lump-Sum Benefits
How Social Security Calculates Your Benefits
The Right Way to Claim Social Security Widow’s Benefits
How Your Earnings Record Affects Your Social Security
The Hidden Pitfalls of Collecting Social Security Benefits from Your Ex
Why Social Security Suddenly Changed Its Benefits Withdrawal Rule
How to Protect Your Retirement Income from Social Security Mistakes
Here’s a Quick Guide to Fixing Social Security
Here’s How Social Security Will Cut Your Benefits If You Retire Early
This Little-Known Social Security Strategy Can Boost Your Retirement Income
Smart Moves for Controlling Health Care Costs in Retirement
The Social Security Mistake Even Its Reps Are Making
When It Comes to Claiming Spousal Benefits, Timing Is Everything
What Labor’s Win at Market Basket Means for Your Job Security
Here’s How to Handle Social Security’s Trickiest Claiming Rule
How to Claim Social Security Without Shortchanging Your Spouse
Here’s How to Avoid Making a Huge Social Security Mistake
9 Steps to a Successful Retirement Plan
The 3 Key Numbers To Know for a Successful Retirement
How to Fix Social Security — and What It Will Mean for Your Taxes
Why Taxing the Rich is the Wrong Way to Fix Social Security
3 Smart Fixes for Social Security and Medicare
Social Security Keeps Some Same-Sex Claims on Hold
Social Security Closes Offices As Boomers Retire. How to Get Help Now.
How to Get Social Security In a Lump Sum (Without Taking Any Lumps)
Three Retirement Trends to Be Happy About
Delay Social Security Till Age 70? Not In The Real World